# Margins, interest, and other basics **URL:** \ **Category:** C2\ **Created:** [December 2, 2009, 10:33pm UTC](https://forums.collective2.com/t/margins-interest-and-other-basics/4803 "2009-12-02T22:33:29Z")\ **Posts on this page:** 2\ **Page:** 1
**Author:** ![TimFolkerts](https://yyz2.discourse-cdn.com/flex028/user_avatar/forums.collective2.com/timfolkerts/32/238_2.png) [@TimFolkerts](https://forums.collective2.com/u/TimFolkerts)\ **Post date:** [December 2, 2009, 10:33pm UTC](https://forums.collective2.com/t/margins-interest-and-other-basics/4803/1 "2009-12-02T22:33:29Z")
I’m surprised that I cannot find a page here with some basic info about how accounts work. The FAQ has some very useful info, but I would expect something more complete and detailed. At the moment my question deal with margins Info like: \* What interest does C2 charge when you borrow to buy with margin accounts? \* What interest is paid by C2 on uninvested funds? Or do they simply sit unused? \* What is the initial margin rate in C2 I’m guessing it is 50% for stocks. \* What is the maintenance margin in C2? Is still 50%? Or perhaps 25%? I have seen a couple threads about margins, but it would be great if this sort of info proactively presented, not something that must be requested in the forums. Tim ---
**Author:** ![MatthewKlein](https://yyz2.discourse-cdn.com/flex028/user_avatar/forums.collective2.com/matthewklein/32/21382_2.png) [@MatthewKlein](https://forums.collective2.com/u/MatthewKlein)\ **Post date:** [December 3, 2009, 9:19am UTC](https://forums.collective2.com/t/margins-interest-and-other-basics/4803/2 "2009-12-03T09:19:48Z")
Margin stuff is probably the area where C2’s market simulation is least realistic. Thus: we don’t charge interest when you borrow; we don’t pay interest on uninvested funds. For stock positions, the initial and maintenance margin is 50%.